Emirates Islamic RTA Credit Card in UAE – Offers & Benefits

Are you a frequent user of Dubai’s public transport system? If yes, the Emirates Islamic RTA card would be perfect for you. This RTA Card is specifically designed for residents of this Emirate to use as a credit and transport card. You can enjoy various cash-back offers, airport lounge access, and other features. Moreover, users have given this smart card great reviews. Apart from this, you can also enjoy great movie offers, quick cash, and easy balance transfer options with this card.

Emirates Islamic RTA Card | Best Credit Cards in the UAE

Emirates Islamic RTA Credit Card

The following article will explain how to apply for an Emirates Islamic RTA Card, ways to recharge, its main benefits, and more.

How Do I Apply for an Emirates Islamic RTA Card?

The following is the process to apply for this smart card.

Step 01: Visit the official Emirates Islamic website to apply for an NOL card.

 emirates islamic rta credit card benefits


Step 02: Enter the required information in the given form. Agree to its terms and conditions and click “Submit”.

Eligibility Criteria:

  • You should have a valid UAE Emirates ID.
  • Your age should be 21 years or more while applying.
  • Your salary should be AED 5000 or more.

Rates and Fees for Emirates Islamic RTA Card

The Emirates Islamic NOL Card features 3% interest rates on cash advances and a minimum fee of 99 AED. Whereas, the fee for international transactions is 3.49%. Furthermore, there are no annual fees or charges for this.

Activate the Auto Top-Up Facility

This auto-top-up feature lets you recharge your RTA NOL Card without manual intervention.

  • Upon purchasing an NOL Card, select the option of “activate auto top-up facility”.
  • You just have to enter the required details for it. This includes the “NOL tag ID” in addition to other information.
  • When you do so, your credit card will automatically be charged without hassle.
  • You can choose the recharge option as per your requirements. They have plans for AED 50, AED 100, and AED 200 for auto top-ups.

You can also call customer care at +971 600 599995 if you forgot to activate this option after purchasing your card.

How to Recharge Emirates Islamic RTA Card?

There are various ways through which you can recharge your Emirates Islamic RTA Card. These methods include EI mobile banking, ATMs, IVR or customer care service, cash deposits, or online banking. You can also recharge through RTA-authorized sales agents, vending machines, ticket offices, or customer care. The procedure to do so through any of these methods is described below.

1. NOL Credit card recharge via EI IVR or customer service

  • Contact the company’s customer care helpline at +971 600 599995.
  • Select your desired language.
  • The operator will ask you for your account number, card number (16 digits), and PIN.
  • Choose the NOL recharge option.
  • Enter the tag ID printed on the back of your card which has 10 digits.
  • Confirm the details you provided and proceed.
  • You will shortly receive a Reference Number and an authentication code on your registered mobile number.
  • Enter these details in order to proceed.
  • To finish the process, enter the amount you wish to recharge and press 1.

2. Recharge the RTA Credit Card through the EI ATM

  • Insert your Islamic credit card into the ATM machine and enter your PIN.
  • Select the other services option.
  • After that, select the payment option.
  • Then select the Roads and Transport Authority.
  • Choose NOL recharge.
  • Enter the 10-digit card number printed on the back of your card.
  • Enter the amount you want to recharge and press confirm/enter.

3. Charge your Nol Credit Card through RTA channels

The NOL Card can also be recharged through different RTA channels available. These include TVMs, ticket offices near metro stations, smart top-up solar machines, RTA authorized sales agents, and smart apps.

4. Use EI cash deposit machines to recharge your RTA credit card

  • You will have to visit your nearest Emirates Islamic cash deposit machine.
  • Enter your RTA NOL card into the machine and enter the 4-digit PIN code.
  • Enter the NOL tag ID printed on the backside of your card.
  • Insert the amount you want to recharge into your account and press confirm.
  • You can confirm your transaction details and proceed.

5. Recharge the RTA Credit Card through EI Online Banking

  • Visit the official Emirates Islamic website and login to your account.
  • Select RTA in the payment section.
  • Choose NOL recharge.
  • In the Add Beneficiary option, enter your NOL tag ID.

Note: A few questions would be asked to confirm your identity for the process. Answer these queries accordingly.

  • Your registered mobile number will receive a code once the beneficiary has been added.
  • Enter that code, name of the beneficiary, and the 10-digit NOL tag ID printed on the back of your Go4it debit card.
  • To complete the transaction, click “Pay Now”.

6. Use EI Mobile Banking to recharge your NOL Credit Card

  • Download and install the Emirates Islamic mobile app (Android, iOS).
  • Register or log in to your account with your credentials.
  • Follow the simple steps to recharge your NOL credit card.

Emirates Islamic RTA Card Features and Benefits

Residents of the UAE use this RTA Card because it serves multiple purposes. This card can be utilized as a credit card and as a NOL card in the Emirates. In other words, you can withdraw cash and even pay for transportation using it. Some of the major features and benefits of this card are listed below.

Free Roadside Assistance

This card holders can take advantage of various roadside assistance services free of charge. These include fuel delivery, tyre change, and battery charge. Card users can avail of this 24/7 service by contacting the official helpline.

Fare Payments

Cardholders can easily pay for transport services using this card. They can pay for RTA water buses, metros, buses, and even parking. By using the Emirates Islamic NOL card, users can purchase weekly, monthly, and yearly passes.

Ticket Offers for Cinemas

The Emirates Islamic NOL card offers exciting cinema ticket offers. Each month, users can take advantage of this offer on any day of the week. With this package, you will purchase one movie ticket and receive another absolutely free. However, cardholders have to spend AED 3000 or more in order to take advantage of this offer. Apart from this, if the criteria for minimum amount spent and complimentary ticket usage is exceeded, the users will be charged accordingly.

Cashback Rewards on RTA Transactions

RTA Credit Card or Emirates Islamic NOL Card holders can avail of exciting cashback rewards upon RTA transactions. Users can receive up to 5% cashback on RTA taxi fares and 10% cashback on RTA buses, Dubai Metros, water buses, and the Dubai Tram.

Getting Cashback Rewards on Other Purchases

Cardholders can get exciting cashback rewards on their purchases. They can avail 0.5% cashback on supermarket purchases and 10% cashback at fuel stations.

NOL card built-in

The Emirates RTA Islamic Card has a built-in NOL card. Holders can use this card like NOL card whenever they want, including paying for government services, supermarkets shopping, transport, and pharmacies.

RTA Discounts on Other Services

Users can avail of exciting discounts on various RTA services. These include 25% off on Salik tags and 50% off on RTA vehicle registration.

Purchase Protection

The RTA card is safe and secure to use in different areas. This means you do not have to worry about accidental damage or theft while shopping. You can buy groceries, products, or pay for services without the fear of getting your money stolen.


The Emirates Islamic RTA Card is an excellent service for UAE residents. The card is ideal for commuters who use public transportation daily or those who want to get rewards and discounts in the form of cashback. This can help you save a lot of money which will significantly impact your monthly expenditure. If you meet the eligibility criteria for the Emirates Islamic RTA Card, you can sign up for it immediately. The application process is straightforward and can be done online from the comfort of your home. The whole process to apply online is discussed above so you can read and implement accordingly. This RTA credit card provides amazing discounts, offers, and benefits for its holders. Individuals interested in these exciting deals should apply and take advantage of the card, which has excellent reviews as well.


Do RTA credit card cashback points expire?

Yes, the RTA credit cards cashback points have a validity period of 2 years.After that, these points are no longer valid and cannot be redeemed.

How do I activate an Emirates Islamic RTA card?

Upon receiving your card, call their helpline at +971 600 599995 to activate it.

What is the minimum salary to apply for an Emirates Islamic RTA card?

The minimum salary to apply for an Emirates Islamic RTA card is AED 5000.

About Harry Evans

Harry Evans is the visionary founder and chief author of TheEmiratesInfo.net, a trusted online resource dedicated to simplifying life in the UAE. With expertise in navigating Emirates ID cards, visa processes, credit card management, and daily living intricacies, Harry ensures readers are equipped with comprehensive guides and timely updates. His commitment to demystifying the complexities of UAE life shines through, empowering residents and visitors alike to navigate the landscape with confidence. Through TheEmiratesInfo.net, Harry Evans continues to be a beacon of clarity, providing invaluable insights to those seeking to embrace the vibrant culture and opportunities of the Emirates.

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